Terms of Service
Last Updated: September 21, 2026
1. Acceptance of Terms
These Terms of Service (“Terms”) govern your access to and use of the website operated by Pronto Credit (“Pronto Credit,” “we,” “us,” or “our”), a Credit Cris Company, located at prontocredit.com, including any downloadable guides, content, forms, and services offered through the site. By browsing this site, entering your email address, or submitting an inquiry, you agree to be bound by these Terms and our Privacy Policy.
2. Credit Repair Organizations Act (CROA) Disclosures
Important Consumer Disclosures Required by Law:
- Pronto Credit is a state-registered and bonded Credit Services Organization in the State of Texas.
- You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report.
- The credit bureau must remove inaccurate or unverified information from your file within 30 days of receiving your dispute.
- You have the right to inspect your file at the credit bureau, and under federal law, you are entitled to a free copy of your credit report from each major bureau annually via AnnualCreditReport.com.
- You have the right to cancel your contract with any credit services organization for any reason within three (3) business days from the date you signed it.
3. Educational Materials & No Guarantee of Outcome
Downloadable guides provided on this website, including The Pronto Approval Blueprint, are provided for general financial education purposes only. Nothing on this website constitutes legal or financial advice. We cannot and do not guarantee specific credit score increases or loan approvals. Outcomes depend upon each consumer’s unique credit profile, creditor responses, and independent lender criteria.
4. Email Communications & Consent
When you enter your email to download educational resources, you agree that Pronto Credit may send you follow-up educational materials, credit tips, and information regarding our services. All promotional emails comply strictly with the CAN-SPAM Act and include a simple, direct unsubscribe mechanism. You may opt out at any time with no penalty.
5. Intellectual Property
All content on this website, including text, graphics, logos, guides, and software code, is the property of Pronto Credit or its content suppliers and is protected by United States copyright and trademark laws. You are granted a limited license to download and view educational guides for personal, non-commercial use only.
6. Governing Law & Jurisdiction
These Terms are governed by and construed in accordance with the laws of the State of Texas and applicable federal law, without regard to conflicts of law principles. Any dispute arising out of or related to these Terms or your use of this website shall be resolved in the state or federal courts located in Cameron or Hidalgo County, Texas.
7. Contact Information
Pronto Credit • A Credit Cris Company
Offices in Brownsville & McAllen, Texas
Email: creditcris@prontocredit.com • Phone: (956) 312-0645